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Insurance Frequently Asked Questions

Please call us at 1-800-900-5150 and have the following information available:
  • Insurance agency name
  • Insurance agent name/contact name
  • Insurance agent phone number, and
  • Date of loss

Borrowers remain responsible for making monthly payments until the loan is paid in full. If a total loss has occurred, please call us at 1-800-900-5150 to provide your complete insurance information. We can then begin working toward a final settlement with your insurance company. You will need to provide us with your insurance policy number, date of loss, settlement amount, adjustor name, and contact information. You may also have your insurance adjustor contact us on your behalf. After your insurance pays the settlement, you will be responsible for any remaining balance. If you have GAP or other debt protection coverage, we’ll provide the information needed to file the necessary claims.

Please call us at 1-800-900-5150
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Copyright © 2024 Flagship Credit Acceptance LLC, NMLS #473165, NMLS CONSUMER ACCESS. All Rights Reserved.


Customer and Insurance correspondence should only be sent to Flagship Credit Acceptance via the addresses listed in our Payment Center or electronically on our Contact page.


Flagship Credit Acceptance LLC is posting the following regulatory licenses as required by state law or regulations:

Flagship holds Michigan Regulatory Loan License #RL0020187, effective February 9, 2016. This license was issued by the Department of Insurance and Financial Services who can be contacted at 530 W. Allegan Street, 7th Floor, Lansing, MI 48933 or via telephone at (517) 284-8800. DO NOT SEND CORRESPONDENCE OR PAYMENTS INTENDED FOR FLAGSHIP TO THIS LOCATION.